Auto Insurance

Your vehicle is a central part of your lifestyle. It is your connection between all of the important places you go every day. We will create the perfect insurance plan for you that is tailored to the coverage you need.

Personal Injury Protection
Protects you, other passengers in your auto & pedestrians if injured in a covered accident.

Excess/Coordinated
Health or disability carriers are billed first / auto is secondary.

Primary
Auto carrier billed first.

Bodily Injury Liability

  • Protects you if you are liable for serious injury or death in an auto accident.
  • Includes legal defense and court costs
    Example:$100/$300 – $100,000 available for each injured person, but not more than $300,000 per accident.
  • Follows you while you drive non-owned vehicles.

Uninsured Motorists
Protects you, your family & passengers if injured by an at-fault driver with no auto insurance.

Underinsured Motorist
Protects against drivers who have some liability, but not enough to cover your claim.

Limited Property Damage

Pays up to $1000 for damage to another persons car if you are legally responsible.

Comprehensive
Pays for damage from fires, falling objects, theft, vandalism, deer, glass breakage, etc.

Emergency Road Service
Subject to limit you purchase.
Pays reasonable road service costs.

Collision
Pays for damage to your car from an accident.

Broad – deductible is waived if other driver is more than 50% responsible for the accident.

Regular – pays for damage to your vehicle regardless of fault, deductible always applies.

Limited – pays for damage to your vehicle only if the driver of your vehicle is not more than 50% at fault.